Does it hurt to wear a wetsuit after getting your belly button pierced?

I want to get my belly button pierced but I surf and kayak a lot and I was wondering if the wetsuit would irritate it, being so skin-tight? Also would just lying on the board be enough to cause pain? I have a lot of piercings anyway so I know I heal well and I've never had an infection. I've also wondered about this for neck piercings, but I wouldn't say there would be as much of an interference. Also also, the water here is way too cold to go without a wetsuit, so that option is out!